18, Sunahari Nagar, Distt-Etah, Uttar Pradesh-207001
Learn. Plan. Invest. Stay Disciplined. Let Compounding Work.

Building Wealth with Engineering Precision & Financial Wisdom.

Guiding individuals and families toward long-term wealth creation, goal-oriented financial planning, and smart risk protection.

Our Financial Mentors

Leadership & Advisory Desk

Combining decades of educational guidance, engineering precision, and financial expertise.

30+ Yrs Wisdom
MUKESH KUMAR GUPTA

MUKESH KUMAR GUPTA (P.E.S.)

Former Principal, Government Inter College

AMFI Registered Mutual Fund Distributor (ARN-278834)

Experience That Educates. Wisdom That Builds Wealth.

Decades of Mentorship & Financial Understanding

With a distinguished and extensive career in the field of education, Shri Mukesh Kumar Gupta (P.E.S.), Former Principal of Government Inter College, brings decades of experience in teaching, mentoring and guiding individuals towards informed decision-making.

Alongside his long-standing contribution to education, he carries more than 30 years of experience in the field of investments and financial understanding. His approach to investing is built on patience, discipline and the power of long-term compounding—the principle that allows wealth to grow steadily over time.

"Successful investing is not about chasing short-term returns; it is about understanding the investment, staying disciplined and allowing time and compounding to work."

At Balaji Nivesh Point, his experience and practical understanding help investors look beyond market noise and focus on goal-oriented, disciplined and long-term wealth creation.

Experience in Assets. Expertise in Investments.

Er. GAURAV GUPTA

Chartered Engineer & Government Approved Valuer | AMFI MFD (ARN-329138)

A Vision for Financial Freedom — Building Wealth with Engineering Precision & Financial Strategy

I am a Mechanical Engineer with a strong academic and professional background, bringing an analytical and structured approach to financial decision-making. I served as a Project Engineer before turning my passion for investing and personal finance into a professional journey.

Over the past 18+ years, I have guided hundreds of individuals and families in developing disciplined investment strategies and working towards their long-term wealth creation goals. Driven by a deep interest in personal finance, I pursued an MBA and became a Certified Mutual Fund Distributor (NISM Series V-A).

“Earn with purpose. Invest with discipline. Protect what you create. And let time work for you.”
18+ Yrs Experience
Er. GAURAV GUPTA

Er. GAURAV GUPTA

Chartered Engineer & Wealth Specialist

AMFI MFD (ARN-329138)

Er. Gaurav Gupta's Key Areas of Focus

Investor-Centric Portfolio Designing

Creating investment strategies aligned with individual financial goals and risk profiles.

Mutual Fund & Long-Term Investing

Helping investors understand different mutual fund categories, asset allocation and disciplined investing.

Wealth Creation & Compounding

Building a long-term mindset where consistency, time and compounding work together.

Financial Freedom Planning

Helping individuals move from simply earning and saving money towards creating a structured roadmap for long-term financial independence.

Health & Term Insurance Planning

Designing appropriate protection strategies so that wealth creation is supported by adequate financial security for unforeseen circumstances.

Comprehensive Financial Solutions

From wealth creation to protection, we offer end-to-end financial services to help you achieve your goals.

Mutual Funds

Mutual Funds

Start with just ₹500/month

SIP & Lumpsum investments in diversified equity, debt, and hybrid funds tailored to your risk appetite.

Start SIP
Retirement Planning

Retirement Planning

NPS & Pension

NPS and pension schemes designed to secure your golden years with steady income.

Plan Pension
Child Education

Education Planning

Secure Your Child's Future

Goal-based investing to fund your child's higher education without financial stress.

Secure Future
Fixed Income

Fixed Income

Low Risk Options

Stable returns through fixed deposits, bonds, and sovereign gold bonds for conservative investors.

Explore Options
Loan Against MF

Loan Against MF

Instant Liquidity

Quick liquidity without breaking your investments. Get instant loans against your units.

Check Overdraft
Financial Review

Financial Review

Free Consultation

Comprehensive review of your portfolio with personalized recommendations for optimization.

Request Review

Plan Your Financial Future

Use our interactive calculators with live input boxes to calculate your wealth and loans precisely.

SIP Calculator

%
Years
Expected Maturity Amount

₹75.02 L

Total Invested

₹27.00 L

Est. Returns

₹48.02 L
Start This Investment Plan
Value Proposition

Why Choose Balaji Nivesh Point?

At Balaji Nivesh Point, the objective is not just to help you invest—it is to help you understand your money, build a disciplined financial strategy and move confidently towards your financial goals.

100% Goal Alignment

Portfolios mapped specifically to your milestones—children's education, marriage, and retirement.

Unbiased Fund Choice

Empaneled with top AMCs to offer scientifically selected funds suited to market cycles.

Direct Advisor Access

No call center bots—get direct assistance on WhatsApp or phone call whenever required.

Simple Process

How Your Wealth Journey Begins

01
Goal Discovery

Define your short & long term targets.

02
Risk Profiling

Analyze appetite for market fluctuations.

03
Smart Allocation

Select top-performing schemes.

04
Growth Review

Periodic portfolio monitoring.

AMC Partners

Trusted Fund Houses We Work With

We are empaneled with all major Asset Management Companies in India.

SBI Mutual Fund SBI Mutual Fund
HDFC Mutual Fund HDFC Mutual Fund
ICICI Prudential MF ICICI Prudential
Axis Mutual Fund Axis Mutual Fund
Nippon India MF Nippon India
Kotak Mutual Fund Kotak Mutual Fund
Mirae Asset Mirae Asset
UTI Mutual Fund UTI Mutual Fund
Tata Mutual Fund Tata Mutual Fund
Aditya Birla Sun Life Aditya Birla Sun Life
DSP Mutual Fund DSP Mutual Fund
PPFAS Mutual Fund PPFAS Mutual Fund
SBI Mutual Fund SBI Mutual Fund
HDFC Mutual Fund HDFC Mutual Fund
ICICI Prudential MF ICICI Prudential
Axis Mutual Fund Axis Mutual Fund
Nippon India MF Nippon India
Kotak Mutual Fund Kotak Mutual Fund
Mirae Asset Mirae Asset
UTI Mutual Fund UTI Mutual Fund
Tata Mutual Fund Tata Mutual Fund
Aditya Birla Sun Life Aditya Birla Sun Life
DSP Mutual Fund DSP Mutual Fund
PPFAS Mutual Fund PPFAS Mutual Fund
Insurance Partners

Health Insurance Providers

Connect with India's top health insurance companies.

HDFC ERGO

Niva Bupa

ICICI Lombard

Star Health

Tata AIG

Care Health

Life Protection

Term Insurance & ULIP Partners

Secure your family's future with leading term and life insurance providers.

SBI Life

HDFC Life

ICICI Pru Life

TATA AIA Life

Axis Max Life

Bajaj Allianz Life

Google Reviews

What Our Clients Say

Real 5-Star reviews from our satisfied clients.

R
Rahul Varshney

"Balaji Point has providing expert guidance and personalized strategies that align perfectly with my financial goals. I highly recommend their services for anyone looking for trustworthy and knowledgeable investment advice."

C
Chetan Yadav

"I have had an outstanding experience working with Gaurav Gupta, the owner of Balaji Nivesh Point. His in-depth knowledge of financial planning and investment strategies truly sets him apart. He took the time to thoroughly understand my goals and crafted a plan perfectly suited to my needs. What impressed me most was his patience, transparency, and consistent follow-through."

S
Saurabh Mishra

"Really appreciate your analysis you do before invest client money.. very happy to see the output of my invested money. I totally rely on. You have a high level of professionalism. Good luck."

A
Ayaz Rahat

"सर आप बहुत शानदार तरीके से समझाते हमें बहुत अच्छा लगा।"

I
Indresh Kumar Yadav

"I have had an excellent experience working with Gaurav Gupta owner of Balaji Nivesh Point. Their deep knowledge of financial planning and investment strategies truly stands out. They took the time to understand my goals and tailor a plan that fits my needs perfectly."

A
Ashrit Prasad

"Balaji nivesh point is a genuine place where you get genuine advice for investment. Owners are very sincere and honest."

R
Rahul Varshney

"Balaji Point has providing expert guidance and personalized strategies that align perfectly with my financial goals. I highly recommend their services for anyone looking for trustworthy and knowledgeable investment advice."

C
Chetan Yadav

"I have had an outstanding experience working with Gaurav Gupta, the owner of Balaji Nivesh Point. His in-depth knowledge of financial planning and investment strategies truly sets him apart. He took the time to thoroughly understand my goals and crafted a plan perfectly suited to my needs. What impressed me most was his patience, transparency, and consistent follow-through."

S
Saurabh Mishra

"Really appreciate your analysis you do before invest client money.. very happy to see the output of my invested money. I totally rely on. You have a high level of professionalism. Good luck."

A
Ayaz Rahat

"सर आप बहुत शानदार तरीके से समझाते हमें बहुत अच्छा लगा।"

I
Indresh Kumar Yadav

"I have had an excellent experience working with Gaurav Gupta owner of Balaji Nivesh Point. Their deep knowledge of financial planning and investment strategies truly stands out. They took the time to understand my goals and tailor a plan that fits my needs perfectly."

A
Ashrit Prasad

"Balaji nivesh point is a genuine place where you get genuine advice for investment. Owners are very sincere and honest."

FAQ

Frequently Asked Questions

Get answers to common questions about mutual fund investments and our services.

A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly (monthly/quarterly) in mutual fund schemes. It promotes rupee cost averaging and disciplined long-term compounding to build wealth over time.

You can start by completing a simple 100% paperless online KYC process with your PAN card, Identity/Address proof documents, and bank details. Click on 'Start Investing' or contact us via WhatsApp (+91 92191 95043) for step-by-step guidance.

You can start investing through a SIP with as low as ₹500 per month in most top-rated mutual fund schemes. For lumpsum investments, the minimum amount is generally ₹1,000 to ₹5,000.

Mutual funds are regulated by SEBI (Securities and Exchange Board of India). While market risks exist, strategic asset allocation and goal-based portfolio planning help manage risk efficiently for long-term growth.

You get 24x7 online dashboard access via our AssetPlus Client Portal (client.assetplus.in) and mobile app. You can view your portfolio value, performance, capital gains statements, and transaction history anytime.

An AMFI-registered distributor assists you in selecting suitable schemes tailored to your risk profile, portfolio rebalancing, tracking performance, executing transactions, and managing documentation seamlessly without any hassle.

Yes, open-ended mutual funds allow you to redeem your investment anytime. The redeemed funds are directly credited to your registered bank account within 1 to 3 working days depending on the fund type (Equity or Debt).

Taxes depend on the holding period and fund category. For Equity Funds held longer than 1 year, Long-Term Capital Gains (LTCG) above ₹1.25 Lakhs per year are taxed at 12.5%. Short-term gains (under 1 year) are taxed at 20%. Debt funds are taxed according to your income tax slab rates.
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Connect directly with our certified wealth specialists for personalized guidance.

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Etah Office

18, Sunahari Nagar

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